Tuesday, December 28, 2010

Does Insurance companies have insurance plans for older Dogs and Cats?

People love their pets and quickly become a key member of the family. Companies began offering pet insurance back in the year 1980, but it was very basic and only on major illnesses, so most people choose not to purchase a policy. But today there are several companies that offer health benefits for the life of your dog or cat. In the beginning, senior pets that are 10 years or older completely excluded from coverage, because this time is that many dogs and cats need more care.
Fortunately there are a few pet insurance companies offer coverage specifically for the senior pet, which is good news if you happen to be a senior pet, or you have not looked at the cover until they are past the age of 10 There are some exceptions, like when you insure your dog or cat, and is now cancer treatment will probably not be covered for most or all of this treatment. This is no different than people insurance when it comes to pre-existing conditions. Therefore this in mind when you go to a purchasing policy for your senior pet.
Most of the leading pet insurance is a bit more expensive than typical plans, but it is expected because even human health insurance plans cost more with age. Some of the leading pet plans can be tailored to your individual needs, because small dogs are not necessarily senior citizens at age 10, with larger dogs. In addition, some insurers rose to 12 years for your pet, which is even better. The reason is the advances in veterinary care for pets has led to a healthier life than they did in the past for the invention of many medical treatments now available.
When you are looking for senior affordable pet insurance plans that go on the internet for the best rates and plans that will surely be some companies in the industry for several years that you have not heard, but to offer good coverage. Often, your veterinarian not be familiar with the original insurance was offered again for dogs and cats in the year 1980, so you should not rely on your veterinarian for a list of insurance companies who insure your senior dog or cat will have.
Finally, with the right health insurance for your pet is not only a wise investment, but it helps to reduce your fear that you have no money for your pet to go to the vet when he or she needs care. All health insurance for pets reimbursement type, which means your dog to the vet, they treat your dog, you pay the bill in full, and then you have a claim with the insurance company and they send you a check within approximately two weeks from the time which it was submitted.

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